Smart Retirement Solutions for Smart Women and Couples
Get your questions answered and make informed decisions over time with an integrative planning process and a long term partner.
Smart Retirement Solutions For Smart Women
Get your questions answered and make informed decisions over time with an integrative planning process and a long term partner.
Uncertainty is Stressful
Okay, you can't control everything.
But you can get answers to all those concerns keeping you up at night...so you don't have to worry.
Smart REtirement Planning
Starts With A Process
Good investments management is just the start of financial well-being.
Add comprehensive financial planning and you're halfway there.
But the real magic happens when you add Tax and Distribution planning into the process.
Integrative planning in all three areas is my secret weapon. It's the RetireSmart® Planning Process
Everything You Need To
Make Informed Retirement Planning Decisions
Get a clear plan and a partner to guide you through every stage.
1: Get Your Questions Answered.
All good planning starts with awareness.
My integrative process helps us clarify where you are and where you want to go:
- Get clear on your current financial situation
- Demystify your options for improvement
- Make informed decisions moving forward
2: Identify your potential in all areas
Financial well-being means something different to everyone.
I'm here to listen deeply and understand what it means to you. Then design a custom plan to help you achieve it.
- Money Goals Consultation
- Quantitative analysis of your numbers
- Personalized retirement planning
3: Track Your Progress
Financial planning is a process, not a one-time event.
With my clients-only SmartRetirementTracker® online software we analyze your numbers and make adjustments over time.
- Access your SmartRetirementTracker® software
- Stress-test your numbers
- Optimize your retirement plan
4: Make Smarter Decisions
Life rarely goes as planned. There's a difference between having a plan and planning.
We'll continue to analyze and adapt your Retirement Plan as your financial and personal goals evolve.
- Ongoing retirement planning
- Adjustments for economic & life changes
- Up to date financial advice & education
5: Retire Into Freedom
Most retirement plans include investment management and financial planning.
But did you know you can get even more out of your retirement plan when you cover Tax & Distribution Planning? This 3-tiered integrative process is my secret weapon.
- Investment Planning
- Financial Planning
- Smart Tax & Distribution Planning
Make Informed Decisions
In All Areas
There's no one-size-fits-all strategy for retirement planning.
Together, we'll design the right one for you.
Business Owner Planning
Business Owner Planning
- What’s my business worth ?
- Am I protected in case of unforeseen events?
- How do I retain employees for growth?
- How do I best exit and ensure enough money to fund my goals?
Retirement Income Planning
Retirement Income Planning
- How do I create a “paycheck” in retirement?
- What are my pension distribution options?
- Should I consider an annuity?
Investment Planning
Investment Planning
- Is my investment portfolio suited to my goals with appropriate risk?
- Can it be improved?
- Can it be sustained through good and bad times?
Social Security and Medicare Planning
Social Security and Medicare Planning
- When should I take retirement for the maximum benefit?
- Should I consider waiting and what is the advantage?
- How do I integrate Social Security with my other income streams?
- How do I plan for medical care costs in retirement?
Insurance Planning
Insurance Planning
- How much life insurance if any is right for me?
- Should I purchase Long Term Care Insurance?
- What types of insurance meet my needs?
- Am I overpaying for insurance?
Tax Planning
Tax Planning
- Am I paying too much now and in the future?
- How can I reduce the taxes I pay?
Real Estate Planning
Real Estate Planning
- Should I invest in or liquidate real estate investments?
- How much can I spend on my next home?
- Should I pay cash or finance a property purchase?
Lifestyle/Cash-Flow Planning
Lifestyle/Cash-Flow Planning
- How much money can I spend and still accomplish my long-term goals?
- How do I separate the wants versus the needs?
Estate and Charitable Planning
Estate and Charitable Planning
- Is my wealth protected in the way I want?
- Is my plan in place and organized for my business and my family?
- How can I ensure my wealth is distributed to family and charity with the least possible tax consequence?
Get a Clear Path
To Financial Well-Being
Creating Your Plan
It's hard to make informed decisions without information.
My integrative retirement planning process helps you understand your current financial picture and create a plan that's aligned to what's important to you and designed to evolve with you.
We'll create your plan over a series of 1:1 strategy sessions and using my clients-only SmartRetirementTracker® online software to track and analyze your numbers in real-time.
To kick off the planning process, I offer a complimentary getting-to-know-you meeting.
If we're a good fit, we'll schedule our first strategy session.
Putting Your Plan In Action
Retirement planning is an ongoing process, not a single event.
Your planning should evolve to meet your changing needs and goals.
My integrative process is designed to achieve just that. Once we put your retirement plan in action, we'll meet 2-3 more times annually to review your situation and make adjustments as needed.
You'll also receive regular email updates and action steps as I track your progress using my SmartRetirementTracker® software.
Together, we'll evaluate future opportunities as we make informed planning decisions today.
Read My
Case Studies
Sandra felt totally stuck when it came to retirement planning. Together we got clear on her current financial picture and created a plan that aligned with her personal and financial goals. Instead of worrying over money, she's now got a proven process to take control of her finances for years to come.
The case studies presented here are hypothetical and only represent a scenario that might occur. They do not represent a specific client or situation. Any resemblance to an actual client or event is coincidental.
Take The
First Step Today!
Choosing who to entrust with your financial future is a critical decision and you need to feel comfortable.
I don't take it lightly.
That's why I offer a complimentary getting-to-know-you call.
If it feels like we're a good fit, we'll schedule one more complimentary session.
We'll have a deeper discussion of your goals, concerns and vision, and get clear on the planning process.
