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When considering current events and the economy, are you concerned that the stock market is too high?  How does this make you feel about how much of your retirement savings you should be risking in the market?   You are not alone if you are worried about what to do with your retirement portfolio, even to…

Many people will overpay their income taxes in retirement. Why? Because too few people know that future taxes may be reduced with timely and smart tax planning now. I am not suggesting anything illegal or unethical. Everyone should pay their fair share. But unless you wish to tip the IRS, don’t pay more than that. …